President Donald Trump has set a bold plan in motion for America’s financial future — one that mirrors the strategies of oil-rich nations and resource-heavy economies: a sovereign wealth fund.
On February 3, 2025, Trump signed an executive order directing the creation of a U.S. sovereign wealth fund. The order mandates that the Secretary of the Treasury and the Secretary of Commerce develop a plan within 90 days, detailing funding mechanisms, investment strategies, fund structure and governance models.
While the initiative is still in its early stages and specific details remain scarce, Trump is highly optimistic.
“We’re going to create a lot of wealth for the fund, and I think it’s about time this country had a sovereign wealth fund,” he told reporters.
It’s unclear how the fund would be financed, but Trump has previously suggested it could come from “tariffs and other intelligent things.”
Treasury Secretary Scott Bessent echoed Trump’s enthusiasm, stating that the administration plans to “monetize the asset side of the U.S. balance sheet for the American people.” He also noted that the fund is expected to be established within the next 12 months.
Despite Trump’s confidence, the proposal has drawn skepticism.
Economist Peter Schiff, a vocal supporter of Trump during the election season, didn’t hold back in his criticism.
“Even if the U.S. government didn’t have a massive $36.5 trillion national debt, the idea of a U.S. sovereign wealth fund is not only preposterous, it’s also unconstitutional,” he wrote in a post on X. “Plus, the last thing we need is more socialism or for the U.S. government to pick winners and losers.”
Others have also raised concerns about the economic feasibility of such a fund.
“The economic rules of thumb don’t add up,” said Colin Graham, head of multiasset strategies at Robeco in London, according to Reuters. “Creating a sovereign wealth fund suggests that a country has savings that will go up and can be allocated to this.”
The U.S. government doesn’t have much in the way of savings — it has debt. A lot of it. And with ongoing budget deficits, that debt is only expected to grow.
As of this writing, the U.S. national debt stands at $36.22 trillion, raising concerns about whether a sovereign wealth fund is financially viable.
Whether Trump’s sovereign wealth fund becomes a game-changing wealth-generating force or faces insurmountable challenges, the responsibility falls to all Americans to take control of their own financial future. While governments debate policy, savvy investors have always prioritized building and protecting wealth — regardless of political shifts or who occupies the White House. Here’s a look at three easy ways to get started.
When it comes to building wealth, few investors have a track record as impressive as Warren Buffett. From 1964 to 2023, his company, Berkshire Hathaway, delivered a staggering total gain of 4,384,748%.
Yet, despite his legendary success in picking winning companies, Buffett doesn’t believe that’s the right approach for most investors. Instead, he champions a much simpler strategy:
“In my view, for most people, the best thing to do is own the S&P 500 index fund,” he famously stated at the 2020 annual Berkshire Hathaway meeting.
This approach gives investors exposure to 500 of America’s largest companies across various industries, providing diversified exposure without the need for constant monitoring or active trading.
Buffett believes so strongly in this strategy that he has instructed 90% of his wife’s inheritance to be invested in “a very low-cost S&P 500 index fund” after he dies.
The beauty of this approach is its accessibility — anyone, regardless of wealth, can take advantage of it. Even small amounts can grow over time, and some apps even let you invest in an S&P 500 ETF with your spare change, making it easier than ever to build wealth alongside the world’s financial elite.
Read more: 82% of Americans are missing out on a savings account that pays over 10 times the national average
Real estate has been another powerful vehicle for long-term financial growth, and it’s a strategy that Trump himself knows well. Long before he entered politics, Trump built his fortune through high-profile real estate ventures, from luxury developments to commercial properties.
Investors gravitate to real estate for good reason — well-chosen properties can generate passive income through rent while also having the potential to appreciate in value over time.
Additionally, real estate serves as a proven hedge against inflation. As the cost of materials, labor, and land rises, property values often follow suit. Rental income also tends to increase, allowing landlords to offset the impact of inflation and preserve their purchasing power.
The best part? These days, you don’t need to be a billionaire like Trump to take advantage of this strategy. One popular option is publicly traded real estate investment trusts (REITs), which own income-producing properties, collect rent from tenants, and distribute a portion of that income to shareholders as dividends.
Another alternative is real estate crowdfunding platforms, which allow everyday investors to own shares in rental properties without the hefty down payments or the responsibilities of property management. Depending on your preferences, you can gain exposure to residential properties, grocery-anchored commercial real estate, or even farmland, all without the traditional barriers to entry.
For investors looking to add defense and stability to their portfolios, gold remains a time-tested option.
During periods of uncertainty — whether geopolitical, financial, or policy-driven — investors often turn to gold. The precious metal is seen as a store of value, offering protection against inflation, economic downturns and stock market volatility.
Even though markets aren’t in crisis mode, gold has been on a remarkable run. Over the past year, it has surged around 40%, recently surpassing $2,800 per ounce.
Schiff, a long-time advocate for the yellow metal, believes this is just the beginning. “If gold can go from $20 an ounce to $2,600 an ounce, it can go from $2,600 to $26,000, or even to $100,000. There’s no limit because, again, gold isn’t changing — it’s the value of the dollar that’s decreasing,” he’s predicted.
At today’s prices, a move to $100,000 per ounce would represent an astounding upside of over 3,300%.
It’s easy to invest in gold these days. Investors can purchase gold bullion, own shares of gold mining companies, invest in gold ETFs and even tap into potential tax advantages through a gold IRA.
This article provides information only and should not be construed as advice. It is provided without warranty of any kind.
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